Why NRIs Prefer Flats in Thrissur Over Foreign Stock Portfolios in 2025

Posted onAug 02, 2025

Real estate investment is suddenly gaining huge popularity among NRIs or Non-resident Indians. The conventional avenue for this segment of investors was bonds and foreign stock portfolios in their countries of residence. The main reasons for this preference have been the high potential for appreciation and liquidity offered by these avenues.

There are several reasons for this shift in choice of investment vehicle, the major ones being the political unrest and conflicts in many regions, inflation, unpredictable movement of the markets, and hostile government policies in many countries. Real estate, on the other hand, is a safer and tangible investment avenue, and carries sentimental value.

Thrissur is a top real estate destination for NRIs today. Let’s explore why.

Risks with Foreign Stock Portfolios

While foreign stock markets are very lucrative, they also carry tremendous risk, which have now amplified in the light of recent global events. Geopolitics and regulatory changes have brought in a lot of volatility. The economic downturn in many countries has significantly hampered the performance of portfolios which used to be considered sure bets at one time.

Then there is the question of double taxation that NRIs are subject to, increased regulations, and red-tape; add fluctuating exchange rates to the mix, and you have complexities that can make life difficult. NRIs also have to deal with time zone differences, and having to rely on local financial advisors. These risks have made buying property a less risky investment, with NRIs looking for cities for high ROI in real estate.

Thrissur is one such city. Here’s why:

Real Estate is Stable in the Long Term

With political tensions running high, tech and finance stocks, the most popular sectors, have become increasingly volatile. Combined with sky-high interest rates, and forex volatility, stock portfolios have started losing their sheen. Real estate, on the other hand, is more stable as an investment option.

Thrissur is a fast-growing city and shows great promise for real estate. As land is limited in availability, you can be sure that it will appreciate in value over time, even if there is a temporary negative growth period. It’s a secure physical asset that offers predictable returns.

Emotional and Cultural Connection

Purchasing a home in Thrissur is not merely a financial decision, it is sentimental. What better way to stay connected to your roots than having a residence in central Kerala? Thrissur is steeped in culture and heritage, making it one of the best choices for you. Whether you want a home when you visit India, or you want to purchase one for your family here, owning a flat in Thrissur is sure to hold great personal value, something you won’t get from a stock investment.

Benefits of Living in Thrissur

Thrissur is famed as the cultural and spiritual hub of India, and the pooram festival attracts visitors from all over the world. It is also a major centre of commerce and finance, and is now an emerging centre of the IT industry. Additionally, Thrissur is also famed for its scenic beauty, like woods, waterfalls, rivers, and dense greenery, making it one of the best places to live in Kerala.

Favourable Government Policies

Indian laws have been simplified as far as property purchase for NRIs is concerned. Remittance of rental income has been eased, and property registration digitized, making it favourable for NRIs. Technology permits builders to offer virtual site visits, and NRIs can make a decision even if they aren’t present here.  

Hedge Against Inflation

When there is inflation in the economy, the value of stocks can slump. Real estate on the other hand, can maintain its value and even grow. You can use your apartment in Thrissur to hedge against the risk of inflation and preserve your wealth, and even yield rental income.

Conclusion

For NRIs who want a safe investment option with lower risk, a safe asset, assured returns, and emotional fulfilment, purchasing a flat in Thrissur makes good financial sense. 

When forming your real estate investment strategies in Thrissur, pay attention to factors like location, amenities offered, and the reputation of the builder. With Varma Homes, you don’t have to worry about any of these things. Our projects are found in the most ideal residential locations in Thrissur, feature world-class amenities, and are RERA certified. We can also help you with documentation to ease the process for you.

Turn Real Estate into Reliable Income with Flats in Thrissur. Looking for passive income and a solid hedge against inflation? Invest in flats in Thrissur and start earning from day one.

FAQs

Why are NRIs increasingly investing in flats in Thrissur instead of foreign stock portfolios?

Many NRIs are moving away from volatile foreign markets due to factors like political instability, currency fluctuations, and complex tax regulations. Flats in Thrissur offer a more stable, tangible investment with long-term appreciation, cultural relevance, and potential rental income all while keeping them connected to their roots in Kerala.

Is it easy for NRIs to buy flats in Thrissur remotely?

Yes, it’s easier than ever. With digital tools like virtual site visits, online documentation, and streamlined registration processes, NRIs can confidently purchase flats in Thrissur without being physically present. Reputed builders like Varma Homes offer complete support, including legal documentation and loan assistance for overseas buyers.

Are flats in Thrissur a good option for rental income or future resale?

Absolutely. Thrissur is growing rapidly as an IT, financial, and cultural hub, leading to high demand for rental properties. Additionally, limited land availability and rising development make flats in Thrissur a lucrative option for future resale, ensuring both short-term and long-term returns.